With the current fear of the house price crash, it is no wonder that people, couples, families and professionals are desperately seeking to sell their property in a bid to recoup some money. This may seem like a gloomy time for many struggling and hard working individuals, especially for those who have purchased their . . . → Read More: What To Do Before You Compare Mortgage Rates
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Stated income home loans are now a thing of the past as Fannie Mae and Freddie Mac suffer with more defaults. Now consumers must qualify with full documentation and won’t be able to qualify due to debt to income ratios. This will affect over 70% of California and Florida homeowners needing to refinance their . . . → Read More: Loan Modification Help-What Is The Best Way To Get My Loan Modified Owner builders save themselves a lot of money by managing the construction of their homes and cutting out the costs of a general contractor. However, for owner builders who have never built before, there is a very important lesson to learn about the owner builder loan timeline before getting too far into the planning . . . → Read More: A Lesson in Time for Owner Builder Loans As of Monday July 14th, 2008, the government has passed new laws which cause a decent amount of change within the mortgage industry and how these companies give out loans to homeowners. Even though they were passed on Monday, these rules wont take effect until October 2009 to give time for companies to transition . . . → Read More: Mortgage Reconstruction 2009: The Time For New Mortage Laws Life doesn’t hold too many real guarantees anymore. Seniors work hard their whole lives and expect to receive a pension and often those pension funds aren’t available or the company closes and the individual is left looking for work late in life with no pension at all, starting over. Borrowers go to their . . . → Read More: Credit Lines Freeze…but not for Reverse Mortgages The nation is all a buzz with talk of the housing market, and chances are, you’ve seen foreclosures popping up all over the place–including your own neighborhood. It’s not a short-term problem (foreclosure rates having been climbing for some time now), and people are beginning to investigate to determine who is really at fault. . . . → Read More: What You Need to Know About Your Mortgage |
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